It is also the purchase of credit in urgency, the repurchase of credit at the cheapest rate, the repurchase of credit with a view to a future fall of income (retirement, …), the financing of customized works or projects, these projects being included in the redemption of your credits so as not to increase your debt.
Over-indebtedness is not inevitable
Before filling out a credit redemption form, check the legal notices in which the status of broker, professional liability insurance, Prudential Control and Resolution Authority registration and Orias N ° for insurance must be mentioned. credit. A new amortization of credits following the repurchase of these, makes it possible to approach a period of life smoothly where incomes will decrease.
Find solutions against indebtedness
Our job is above all to inform you, to propose and guide you in all the steps of a loan buyback operation, to compare the redemption of credits, negotiate the best redemption rates and obtain conditions of interesting refinancing. After a first assessment of your financial situation and debt, you are informed of the possible solutions, according to your needs, your expectations and often the urgency of your situation.
Credimedia is the relationship with all credit repurchase banks, our advisers will collect with a simplified online tool all the supporting documents, then follow your file until its end, the conclusion of the contract at the best rate. A personal loan buyback operation will allow you to reduce the amount of your monthly payments and reduce your debt ratio by 20 to 50%, without changing banks.
Fewer monthly payments? It’s possible !
Which banks and organizations are specialized for the purchase of credits. The key intermediaries in this market are the non-exclusive bank brokers, to choose objectively which bank or organization will make you the best proposal for credit renegotiation.
Before filling out a credit redemption form, check the legal notices in which the status of broker, professional liability insurance, Prudential Control and Resolution Authority registration and Orias N ° for insurance must be mentioned. credit. Going through a broker buyback credits is almost unavoidable for those who want to find a solution to its debt problems.
We only have one customer: “You”
They are numerous and are subject to ever-changing regulations. Credit redemption, also known as restructuring, consolidation or credit consolidation, is a financial solution to debt problems and only a credit builder can bring you to a successful conclusion.
Why choose Tom Thumb when it comes to buying credits?
Credit consolidation is an operation that can deal with an excessive debt situation or even over-indebtedness. Although the primary objective of the redemption of credits is to reduce the level of indebtedness and the total amount of monthly repayments of its credits and debts, it has other advantages, among others those of allowing various financing (works, studies , investment …).
Simulation buyback credit for those who wish but can not get started.
The repurchase of credit must reduce the monthly payments (financial charges related to credit), consolidate the various credits to obtain a single monthly payment, negotiate a better rate, this in general with an increase in the repayment term. Restructuring of loans, a solution that can be considered as a provident or restorative financial management of its existing credit load.